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Bookkeeping & Accounting

Written-scope QuickBooks Online bookkeeping for NJ businesses.

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No commitment Document instructions after acceptance Written response only

Quick Answer

  • Monthly bookkeeping on QuickBooks Online starting at $300/month
  • Bank reconciliation, categorization, and financial statement preparation
  • QuickBooks Online setup, cleanup, bookkeeping, and written platform guidance
  • Catch-up bookkeeping available for businesses behind on their books
  • Integrates with tax preparation for seamless year-end filing
Overview

Monthly bookkeeping is an ongoing, written-scope accounting service based on client-supplied records. Accepted work may include transaction categorization, bank reconciliation, scope-limited monthly reports (P&L and balance sheet), and QuickBooks Online records work starting at $300/month; completeness or accuracy outside the accepted records and periods is not promised.

Clean, accurate books are the foundation of every good business decision. Monaco CPA provides monthly bookkeeping services that give you a clear picture of your financial health - so you can make confident decisions and stay compliant.

I use QuickBooks Online as the primary bookkeeping platform. Whether you need a fresh setup, cleanup, or ongoing monthly management, Greg is the sole practitioner and personally reviews, approves, and signs all client-facing work.

Each completed month includes reconciled books and the agreed financial statements. These records support tax preparation, but bookkeeping does not promise tax savings or a particular tax result.

Monthly vs. weekly bookkeeping: Most small businesses and solo professionals do well with monthly bookkeeping. The written engagement identifies the reconciliation cadence, statements, record cutoffs, and estimated timing; no universal delivery window is promised. High-volume businesses, restaurants, or businesses with weekly payroll may benefit from weekly reconciliation to keep cash flow visibility current.

Platform flexibility: QuickBooks Online is the primary platform used by the practice. FreshBooks may fit service businesses that invoice by time or project, while Xero may fit businesses that prefer its interface or compatible apps. Current plan features, integrations, volume, workflow, and budget should be compared before purchase.

Industries served: Bookkeeping needs vary significantly by industry. Service businesses (consultants, therapists, freelancers) need clean revenue recognition and 1099 tracking. E-commerce businesses need inventory costing, marketplace fee reconciliation, and multi-state sales tax tracking. Restaurants need FICA tip credit tracking and cash-basis compliance. Construction businesses need job cost accounting and subcontractor 1099 management. The bookkeeping structure should be adapted to your industry from day one.

NJ payroll tax obligations your records may need to track: If your business has employees, the applicable records may include NJ Unemployment Insurance (NJ-927 quarterly), NJ family leave insurance (FLI), NJ disability insurance (TDI), NJ WF/SWF taxes, and local payroll taxes where applicable. Organized categorization can make discrepancies easier to identify and may reduce year-end correction risk; it does not guarantee completeness or prevent an audit.

2026 1099-NEC threshold change: For qualifying nonemployee-compensation payments made in a trade or business, OBBBA Section 70433 raises the ordinary threshold from $600 to $2,000 starting in 2026. Determine the payee and payment type from Form W-9 and the actual payment flow; corporate and other statutory exceptions may apply, and payment-card or third-party-network transactions are generally reported by the applicable settlement entity on Form 1099-K rather than by the business on Form 1099-NEC/MISC. Income remains taxable regardless of whether a form is required or furnished.

Personal Review

Tell Greg what you need help with

Share the basics through the contact form. Any response, availability, scope, and timing are confirmed only in writing; no call or consultation is promised.

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No commitment Written intake only

Greg has been quoted on property taxes, homeownership costs, and financial planning considerations relevant to NJ small business owners and their personal tax situations.

Better.com:Property Taxes by State: What Homeowners Pay in 2026 (opens in a new tab)Yahoo Finance:Charitable Contribution Deduction: What You Need to Know (opens in a new tab)
View all press coverage →

What's Included

  • Monthly transaction categorization and reconciliation
  • Bank and credit card account reconciliation
  • Monthly financial statements (P&L, Balance Sheet)
  • QuickBooks Online setup and management
  • Chart of accounts customization
  • Vendor and customer master-data review for accounting reports; no billing, collections, AP, AR, or payment execution
  • Receipt and document organization
  • Month-end and year-end close
  • Catch-up bookkeeping for prior periods
  • Integration with tax preparation

How It Works

The written engagement and intake instructions describe the expected steps from first contact through the accepted work; timing and steps may vary with the agreed scope and client-supplied information.

  1. 1

    Contact-Form Intake Review

    The form requests a written intake review. Any response, availability, proposed scope, price, timing, or next step is confirmed only in writing; submission promises no response, call, consultation, engagement, or outcome.

  2. 2

    Setup or Cleanup

    I set up or clean up your QuickBooks Online, configure your chart of accounts, and connect bank feeds.

  3. 3

    Monthly Management

    Each month I categorize transactions, reconcile accounts, and deliver financial statements.

  4. 4

    Ongoing Support

    Questions and report requests are handled through the agreed client channel; deadline monitoring and reminders are not included.

Frequently Asked Questions

Do I need QuickBooks Online?
QuickBooks Online is the practice's primary platform, but it is not automatically the right fit for every business. Current plan features, integrations, workflow, volume, and budget should be compared with FreshBooks, Xero, or the client's existing system. Migration options can be addressed through written intake.
What if my books are a mess?
A cleanup request may be considered after written intake. If work is offered, the accepted scope identifies the periods, accounts, supplied records, tasks, fee, assumptions, and estimated timing. No price range, completeness result, transition to monthly work, or engagement is promised.
How does monthly bookkeeping help with taxes?
Current reconciled books give the tax preparer organized source records and make classification questions easier to identify. Any tax-planning analysis requires a separate written scope and current information from the client; bookkeeping does not guarantee lower tax or lower preparation fees.
How much does monthly bookkeeping cost?
Monthly bookkeeping starts at $300/month when offered. The written quote and scope depend on transaction volume, covered accounts, software, records, and complexity, and identify the agreed categorization, reconciliation, and reporting tasks. The starting price is not a quote or promise of availability.
Which industries do you serve for bookkeeping?
The industries pages describe examples of records and tax issues that may arise in listed business types. They do not claim experience with every industry or promise acceptance. Any bookkeeping structure, accounts, records, and deliverables are determined only in the written scope.
Can you help with payroll too?
A limited payroll-platform review is available as an add-on to monthly bookkeeping, starting at $100/month. I review platform-produced reports, tax-account configuration, and year-end forms. The client or payroll provider selects and sets up the platform, runs payroll, authorizes employee payments and tax deposits, transmits filings, issues W-2s, and submits new-hire reports.
What's included in the monthly financial statements?
Each month you receive a Profit & Loss statement (income statement) and a Balance Sheet, both reviewed by a CPA. These statements show recorded revenue, expenses, net income, assets, liabilities, and equity based on the records covered by the written scope. Any summary, cutoff, and delivery estimate are engagement-specific; no universal timing or completeness outcome is promised.
Do you offer weekly bookkeeping?
A different reconciliation frequency may be considered after intake, but no weekly service or cash-flow result is promised. Any offered frequency, records, cutoff, deliverables, fee, and timing are documented in the written scope.
How do I get started?
Start with the contact form. Any response, requested information, availability, scope, price, timing, or next step is confirmed only in writing. Submission promises no response, email, call, consultation, engagement, or outcome. Use monacocpa.cpa/contact.
What's the difference between a bookkeeper and a CPA for monthly bookkeeping?
Provider responsibilities vary. An accepted Monaco CPA scope may cover specified categorization, reconciliation, tax-sensitive classification review, tax-preparation coordination, and statements for routine internal use. It does not guarantee completeness and does not include bank-ready, investor-ready, fundraising, or due-diligence packages.

Ready for Clean Books?

If a response or scope is offered after contact-form intake, it will state availability and next steps in writing. Work starts only after you separately accept written scope and pricing.

Request a Bookkeeping Intake ReviewContact Me
No commitment Document instructions after acceptance Written response only

Use of this website does not create a CPA-client relationship.

Tax advice disclaimer: This material is for general educational information only and is not legal, tax, or accounting advice for your specific facts. A CPA-client relationship is formed only through a signed engagement letter.