Written-scope QuickBooks Online bookkeeping for NJ businesses.
Monthly bookkeeping is an ongoing, written-scope accounting service based on client-supplied records. Accepted work may include transaction categorization, bank reconciliation, scope-limited monthly reports (P&L and balance sheet), and QuickBooks Online records work starting at $300/month; completeness or accuracy outside the accepted records and periods is not promised.
Clean, accurate books are the foundation of every good business decision. Monaco CPA provides monthly bookkeeping services that give you a clear picture of your financial health - so you can make confident decisions and stay compliant.
I use QuickBooks Online as the primary bookkeeping platform. Whether you need a fresh setup, cleanup, or ongoing monthly management, Greg is the sole practitioner and personally reviews, approves, and signs all client-facing work.
Each completed month includes reconciled books and the agreed financial statements. These records support tax preparation, but bookkeeping does not promise tax savings or a particular tax result.
Monthly vs. weekly bookkeeping: Most small businesses and solo professionals do well with monthly bookkeeping. The written engagement identifies the reconciliation cadence, statements, record cutoffs, and estimated timing; no universal delivery window is promised. High-volume businesses, restaurants, or businesses with weekly payroll may benefit from weekly reconciliation to keep cash flow visibility current.
Platform flexibility: QuickBooks Online is the primary platform used by the practice. FreshBooks may fit service businesses that invoice by time or project, while Xero may fit businesses that prefer its interface or compatible apps. Current plan features, integrations, volume, workflow, and budget should be compared before purchase.
Industries served: Bookkeeping needs vary significantly by industry. Service businesses (consultants, therapists, freelancers) need clean revenue recognition and 1099 tracking. E-commerce businesses need inventory costing, marketplace fee reconciliation, and multi-state sales tax tracking. Restaurants need FICA tip credit tracking and cash-basis compliance. Construction businesses need job cost accounting and subcontractor 1099 management. The bookkeeping structure should be adapted to your industry from day one.
NJ payroll tax obligations your records may need to track: If your business has employees, the applicable records may include NJ Unemployment Insurance (NJ-927 quarterly), NJ family leave insurance (FLI), NJ disability insurance (TDI), NJ WF/SWF taxes, and local payroll taxes where applicable. Organized categorization can make discrepancies easier to identify and may reduce year-end correction risk; it does not guarantee completeness or prevent an audit.
2026 1099-NEC threshold change: Under OBBBA Section 70433, the 1099-NEC reporting threshold rises from $600 to $2,000 starting in 2026. This reduces paperwork for many small businesses that pay contractors smaller amounts, though the income is still taxable to the recipient regardless of whether a 1099 is issued.
Share the basics through the contact form. Any response, availability, scope, and timing are confirmed only in writing; no call or consultation is promised.
Get StartedView PricingGreg has been quoted on property taxes, homeownership costs, and financial planning considerations relevant to NJ small business owners and their personal tax situations.
The written engagement and intake instructions describe the expected steps from first contact through the accepted work; timing and steps may vary with the agreed scope and client-supplied information.
The form requests a written intake review. Any response, availability, proposed scope, price, timing, or next step is confirmed only in writing; submission promises no response, call, consultation, engagement, or outcome.
I set up or clean up your QuickBooks Online, configure your chart of accounts, and connect bank feeds.
Each month I categorize transactions, reconcile accounts, and deliver financial statements.
Questions and report requests are handled through the agreed client channel; deadline monitoring and reminders are not included.
If a response or scope is offered after contact-form intake, it will state availability and next steps in writing. Work starts only after you separately accept written scope and pricing.
Use of this website does not create a CPA-client relationship.
Tax advice disclaimer: This material is for general educational information only and is not legal, tax, or accounting advice for your specific facts. A CPA-client relationship is formed only through a signed engagement letter.