Crypto Tax CPA Cost: Services & Pricing

Cryptocurrency Tax Services

For crypto investors, traders, DeFi users, and anyone with digital asset tax questions.

 

Crypto Tax Return Preparation

What's included:

• Review of all exchange and wallet transaction data

• Cost basis calculation per wallet (per Rev. Proc. 2024-28 requirements)

• Form 8949 preparation (all crypto transactions)

• Schedule D (capital gains summary)

• Form 1099-DA reconciliation (for 2025 transactions)

• Federal Form 1040 preparation

• State tax return (NJ and most other states)

• Digital asset question compliance

• Year-round support for questions

 

Pricing factors: Number of transactions, exchanges/wallets, DeFi activity, NFTs, mining income, record quality

 

Learn more about crypto tax services →

 

IRS Notice Response

What's included:

• Analysis of IRS notice (CP2000, Letter 6173, etc.)

• Review of proposed tax and calculation

• Gathering and organizing supporting documentation

• Cost basis reconstruction where needed

• Preparation of Form 8949 with correct cost basis

• Written response to IRS

• Follow-up correspondence as needed

 

Note: Many CP2000 notices proposing significant tax are reduced substantially—or to zero—with proper cost basis documentation. The IRS often assumes 100% gain when cost basis is missing from broker reports.

​

Learn about IRS crypto letters →

​

Cost Basis Reconstruction

What's included:

• Historical transaction data gathering

• Exchange record retrieval assistance

• Blockchain analysis where needed

• Wallet-by-wallet basis tracking setup (per Rev. Proc. 2024-28)

• Documentation for IRS defensibility

• Methodology documentation

 

Pricing factors: Number of years, exchanges/wallets, record availability, transaction complexity

 

Learn about cost basis tracking →

​

DeFi Tax Reconciliation

What's included:

• DeFi protocol transaction analysis

• Staking reward income calculation (per Rev. Rul. 2023-14)

• Liquidity pool entry/exit treatment

• Wrapped token and bridge transaction review

• Cross-chain activity reconciliation

• Position documentation for grey areas

 

Note: The DeFi broker rule was repealed in April 2025, so DeFi platforms won't issue Form 1099-DA. However, your obligation to report all taxable DeFi transactions is unchanged.

 

Learn more about DeFi tax services →

 

Tax Preparation & Planning

For individuals, families, and small business owners.

Individual Tax Preparation

What's included:

• Federal Form 1040 preparation

• State tax return(s)

• All required schedules (A, B, C, D, E, etc.)

• Investment income reporting

• Deduction optimization

• Electronic filing

• Year-round question support

 

Pricing factors: Income complexity, number of states, investment activity, self-employment income

​

Business Tax Preparation

What's included:

• Business return preparation (1065, 1120-S, 1120)

• Owner K-1 preparation

• State business returns

• Estimated tax planning

• Depreciation schedules

• Year-round support

​

Pricing factors: Entity type, revenue, transaction volume, number of owners, states

 

Tax Planning & Advisory

What's included:

• Year-round tax planning (not just April preparation)

• Entity structure analysis (LLC vs. S-Corp)

• Estimated tax optimization

• Retirement contribution strategy

• Investment tax efficiency

• Crypto-specific planning (timing, harvesting)

 

Format: Hourly consultation or annual retainer

 

Learn more about tax services →

 

Bookkeeping & Accounting

For small businesses needing accurate, timely financial records.

Monthly Bookkeeping

What's included:

• Bank and credit card reconciliation

• Transaction categorization

• Accounts payable tracking

• Accounts receivable tracking

• Monthly financial statements (P&L, Balance Sheet)

• QuickBooks Online management

• Regular check-ins

 

Pricing factors: Monthly transaction volume, number of accounts, complexity

 

Bookkeeping Cleanup

What's included:

• Review of existing books

• Uncategorized transaction cleanup

• Bank reconciliation catch-up

• Account structure optimization

• Historical financial statements

 

Pricing factors: Months/years behind, transaction volume, record availability

 

Learn more about bookkeeping services →

 

Fractional CFO & Advisory

For growing businesses needing strategic financial guidance.

Fractional CFO Services

What's included:

• Financial strategy development

• Budgeting and forecasting

• KPI development and tracking

• Cash flow management

• Pricing strategy

• Capital planning and financing support

• Board/investor reporting

 

Format: Monthly retainer or project-based engagement

 

Business Advisory

What's included:

• Entity structure analysis and optimization

• Business purchase/sale due diligence

• Compensation planning

• Exit planning

• Ad-hoc financial analysis

 

Format: Hourly consultation or project-based

 

Learn more about advisory services →

 

White-Label & Overflow Support

For CPA firms and accounting professionals who need confidential support.

Overflow Tax Preparation

What's included:

• Individual and business tax return preparation

• Work delivered under your firm's branding

• Quality review before delivery

• Strict confidentiality and NDA

• Flexible capacity during busy season

 

Ideal for: Firms needing extra capacity during tax season or for complex returns

 

Crypto Tax Consulting

What's included:

• Technical consultation on crypto tax matters

• Review of client crypto activity

• Position analysis and documentation

• White-label client deliverables

• Form 1099-DA reconciliation support

 

Ideal for: Firms with clients who have crypto activity but lack in-house expertise

 

Learn more about white-label services →

 

What Determines Pricing

Crypto tax work ranges from straightforward (single exchange, clean history) to highly complex (multiple exchanges, self-custody wallets, DeFi, NFTs, missing cost basis, prior-year gaps). Because accuracy depends on reconciliation, I price engagements based on scope.

Factors That Affect Cost

• Transaction volume: Number of trades, transfers, and on-chain events

• Number of platforms: Exchanges, wallets, chains

• Data quality: Complete exports vs. missing basis/duplicates

• Complex activity: DeFi liquidity pools, lending, wrapping, NFT mints/royalties

• Prior-year cleanup: Amended returns, carryovers, unresolved notices

• Business use: Schedule C bookkeeping, mining operations, payroll

• Form 1099-DA reconciliation: Complexity of matching broker reports to actual basis

 

How Pricing Works

1. Free Discovery Call: I discuss your situation, needs, and goals

2. Assessment: I review any relevant information to understand complexity

3. Quote: I provide a clear, written fee estimate before any work begins

4. Engagement: If you proceed, I formalize the scope and begin work

5. No Surprises: If scope changes significantly, I discuss before proceeding

 

For recurring services (monthly bookkeeping, fractional CFO), I offer predictable monthly pricing. For project work (tax returns, IRS response), I quote fixed fees upfront.