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Terms of Service

Last updated: August 2026

Key Points

  • Using this website does not create a CPA-client relationship. A signed engagement letter is required before any professional work begins.
  • All content on this site is for general informational purposes only and does not constitute tax, legal, or financial advice.
  • An out-of-state inquiry is not automatically eligible for engagement. Before accepting work, Monaco CPA reviews the requested service, each relevant jurisdiction, and applicable CPA mobility and firm-registration requirements. State-specific educational content is not an offer or a statement that services are available there; acceptance occurs only where permitted and is confirmed in a signed written engagement.

Agreement to Terms

By accessing or using the website at https://www.monacocpa.cpa (the "Site"), you agree to these Terms of Service. These terms apply only to this Site and do not purport to govern a separately hosted domain. If you do not agree with any part of these terms, you should not use the Site.

Written contact and intake submissions generate an internal notification to the firm; retired calculator endpoints do not transmit calculator inputs or create a lead. We do not send automated marketing email in response, and no CPA-client relationship is created by submitting a form.

No CPA-Client Relationship

Use of this website does not create a CPA-client relationship. Visiting this website or submitting the written contact form does not create a CPA-client relationship. A formal engagement letter signed by both parties is required before any professional services begin.

Informational Content Only

The information provided is for general educational purposes only and does not constitute tax, legal, or investment advice. Tax outcomes depend on your specific facts and circumstances, and tax laws change frequently. Viewing this material does not create a CPA-client relationship. Personalized advice is provided only through a signed engagement letter. Written tax advice from a Circular 230 practitioner is governed by 31 C.F.R. §10.37.

Licensing

Monaco CPA is licensed by the New Jersey State Board of Accountancy (NJ CPA license #20CC04711400; NJ CPA firm registration #20CB00789800). Current individual-license and firm-registration status can be confirmed with the New Jersey State Board of Accountancy. Monaco CPA does not maintain physical offices outside New Jersey and does not hold CPA firm permits in other states; engagement suitability is confirmed in writing before acceptance.

An out-of-state inquiry is not automatically eligible for engagement. Before accepting work, Monaco CPA reviews the requested service, each relevant jurisdiction, and applicable CPA mobility and firm-registration requirements. State-specific educational content is not an offer or a statement that services are available there; acceptance occurs only where permitted and is confirmed in a signed written engagement.

You can verify our NJ CPA license at newjersey.mylicense.com.

Intellectual Property

Except for third-party materials used under license, permission, or applicable law - including open-source software components, quoted publications, client reviews, and government works, which remain the property of their respective owners - all content on this Site, including text, graphics, logos, images, and software, is the property of Gregory Monaco, CPA LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from the Site's content without prior written consent.

Testimonials & Reviews

Copied review text, reviewer names, and aggregate rating claims are not reproduced here. Use the external Google Business Profile for current third-party information.

Media & Press Mentions

Editorial links are provided for reference. Publisher pages control their current wording, availability, and characterization of coverage.

Limitation of Liability

To the fullest extent permitted by law, Gregory Monaco, CPA LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided herein.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these Terms should be submitted through the written contact form.

Questions About These Terms?

Submit questions about these terms, an engagement, or information practices through the written contact form.