Services

Tax Planning & Advisory

Proactive strategies designed to help you keep more of what you earn.

Tax planning and advisory is a year-round CPA service that develops proactive strategies to reduce tax obligations legally. Monaco CPA provides quarterly estimated tax calculations, entity structure optimization (LLC vs. S-Corp), NJ BAIT election analysis, and multi-year tax projections starting at $500/year.

Tax planning isn't something that should happen only in April. At Monaco CPA, I work with you year-round to develop proactive strategies that help identify opportunities to reduce your tax obligations legally.

Whether you're navigating a major life event, growing a business, or simply want to be more intentional with your finances, I help you make informed decisions before they become costly surprises.

Every client receives a personalized tax plan tailored to their unique situation — not a cookie-cutter approach.

What's Included

Year-round tax planning consultations

Quarterly estimated tax calculations

Entity structure analysis (LLC, S-Corp, etc.)

Retirement contribution optimization

Income timing and deferral strategies

Deduction maximization planning

Life event tax planning (marriage, home purchase, etc.)

NJ-specific tax strategies (BAIT, exit tax, etc.)

Multi-state tax planning

Annual tax projection and review

How It Works

Tax Situation Assessment

I review your current financial picture, goals, and upcoming life events or business changes.

Strategy Development

I develop a personalized tax plan with specific, actionable strategies for your situation.

Implementation Support

I help you execute the plan — whether that's adjusting withholdings, restructuring entity types, or timing income and deductions.

Ongoing Monitoring

Quarterly check-ins to review progress, adjust for changes, and help keep you on track.

Frequently Asked Questions

How is tax planning different from tax preparation?

Tax preparation is backward-looking — filing your return for the prior year. Tax planning is forward-looking — making strategic decisions throughout the year to help reduce your future tax obligations. The two work best together.

Is tax planning only for high-income earners?

Not at all. Anyone can benefit from proactive tax planning. Even simple strategies like optimizing retirement contributions or timing deductions can make a meaningful difference.

How often should I meet with my CPA for tax planning?

I recommend quarterly check-ins at minimum, with additional consultations as needed for major financial decisions or life events.

“Greg was very professional in helping me with my taxes. He broke it down and explained all the details. He was very easy to communicate with. His tax planning and strategies helped me save money.”

Brandon B.

These testimonials reflect individual client experiences and do not guarantee similar outcomes. Results vary based on each client's specific facts and circumstances. No client was compensated for providing a review. Tax savings and outcomes depend on individual tax situations and are not typical of all client experiences.

Ready to Get Started?

Start your tax return or send a message to discuss how I can help.

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