About Monaco CPA – Modern Expertise with a Personal Touch
Get to Know Me
I'm Greg Monaco, a New Jersey–licensed Certified Public Accountant (CPA) with an MBA with a concentration in Business Analytics. I help individuals, small businesses, and crypto investors navigate tax and accounting with clarity—staying compliant, reducing risk, and making confident decisions year-round.
Monaco CPA is a fully virtual firm based in Livingston, NJ, serving clients remotely across the U.S. Whether you're a small business owner, a crypto investor navigating complex IRS regulations, or an accounting firm seeking specialized support, we provide the expertise you need to thrive.
Meet Your CPA
Gregory Monaco, CPA, MBA Founder & Principal
I'm a New Jersey–licensed Certified Public Accountant with an MBA with a concentration in Business Analytics and extensive experience in accounting and financial services. Before founding Monaco CPA, I worked in corporate accounting and finance, building expertise in complex tax issues, financial analysis, and the demands of businesses big and small.
But that experience taught me what I didn't want my own firm to be—impersonal, inaccessible, and stuck in outdated practices. So I founded Monaco CPA with a clear vision: deliver high-quality, personalized accounting services using modern technology, while treating every client like they're my only client.
Professional Credentials:
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Certified Public Accountant (CPA) – New Jersey
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MBA (Concentration: Business Analytics)
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Bachelor's degree in Economics and Finance
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Member, American Institute of CPAs (AICPA)
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Member, New Jersey Society of CPAs (NJSCPA)
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QuickBooks ProAdvisor Certified
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Specialized training in cryptocurrency taxation and DeFi protocols
What I Help Clients With:
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Cryptocurrency and digital asset taxation
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Form 1099-DA compliance and reporting
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IRS audit defense for crypto investors
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Small business tax strategy and compliance
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Tax planning and preparation (individual and business)
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Multi-state tax planning
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Financial modeling and cash flow management
A Personal Promise
When you become a client of Monaco CPA, you work directly with me—Greg Monaco. There's no bureaucracy or layers of junior staff to navigate. Need advice on a business expense deduction? Call me. Have a panic moment about an IRS letter? Email me—I respond within 24 hours, guaranteed.
I handle all client work personally, which means I'm intimately familiar with your financial situation at all times. Unlike many accounting firms, I never outsource your confidential financial work overseas. Your books and taxes are handled in-house with the utmost care, security, and confidentiality.
Clients often tell me I'm approachable, down-to-earth, and "make accounting fun" (their words!). My goal is to build a long-term relationship where you feel comfortable reaching out for guidance whenever financial questions arise—not just during tax season.
My Mission
From day one, I set out to build a virtual CPA firm that people actually enjoy working with. My mission drives everything I do:
Empower Individuals: I help everyday people simplify tax filing and strategic tax planning. Taxes don't have to be a headache when you have a trusted advisor guiding you. I turn tax time into an opportunity—to find savings, plan for the future, and relieve stress.
Support Small Businesses: Entrepreneurs wear many hats; my job is to take the financial one off your plate. From choosing the right business entity and setting up your books to handling payroll taxes and year-end filings, I provide the bookkeeping, tax compliance, and advisory services that keep your business running smoothly so you can focus on growth.
Guide Crypto Investors: The cryptocurrency world moves fast, and the tax rules are complex. I have a special passion for cryptocurrency taxation and blockchain accounting. Whether you're investing in Bitcoin, trading on DeFi protocols, minting NFTs, or earning staking rewards, I help you navigate the maze of IRS reporting requirements and ever-evolving crypto tax regulations. My goal is to ensure crypto investors stay compliant and optimized—so you can engage in digital assets with confidence.
Why Choose a Virtual CPA Firm?
Monaco CPA operates as a fully virtual accounting practice, leveraging secure cloud-based technology to deliver expert services to clients nationwide. This approach offers significant advantages:
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Greater Accessibility: Meet from anywhere at convenient times, including evenings and weekends
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Enhanced Security: Bank-level encryption and secure client portals protect your sensitive financial data
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Faster Response Times: Digital workflows enable rapid document processing and same-day responses
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Lower Costs: Reduced overhead allows competitive pricing without sacrificing service quality
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Broader Expertise: Serving clients nationwide brings diverse industry insights to every engagement
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Direct Access: Unlike larger firms, you work directly with a seasoned CPA—not junior staff
My Approach
Technology-First: Monaco CPA leverages cloud accounting platforms, secure client portals, and digital workflows to provide real-time financial insights and seamless collaboration. My encrypted TaxDome client portal ensures your data is always accessible and protected.
Specialized Knowledge: With deep expertise in cryptocurrency tax preparation and blockchain accounting, I understand the unique challenges faced by investors and businesses involved in digital currencies, DeFi, NFTs, staking, and crypto mining.
Proactive Planning: I go beyond simple tax preparation by developing strategic tax planning solutions year-round. This approach minimizes tax liability legally and enhances overall financial performance.
Clear Communication: I explain financial concepts in plain English, using examples that actually make sense. No jargon, no judgment—just clarity. Whether you're reviewing a balance sheet or a crypto transaction report, you'll feel confident and informed.
Transparent Pricing: Clear, upfront pricing with no hidden fees. You understand the cost and value of services before we begin.
Services
Monaco CPA provides comprehensive accounting and tax services tailored to your needs:
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Tax Preparation & Strategic Tax Planning – Individual and business tax returns, year-round planning to minimize liability
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Cryptocurrency Tax Accounting – Expert crypto tax preparation for trading, staking, DeFi, NFTs, mining, and IRS audit defense
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Bookkeeping & Accounting – Monthly reconciliations, financial statements, accounts payable/receivable, QuickBooks support
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Fractional CFO & Advisory – Strategic financial guidance, budgeting, forecasting, cash flow management
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White-Label Support for CPA Firms – Overflow capacity and specialized crypto expertise for accounting professionals
My Commitment to You
When you partner with Monaco CPA, you gain more than just a tax preparer—you gain a dedicated partner committed to your financial success. I promise:
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Expert guidance from a licensed CPA with specialized knowledge
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Responsive service with questions answered within 24 hours
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Proactive tax planning to minimize liability
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Clear communication free of jargon
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Strict adherence to ethical standards set by the AICPA
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Bank-level security for all your financial data
Let's Succeed Together
Choosing a CPA is a big decision. You want someone who is technically proficient and genuinely cares about your goals. That's exactly what I strive to be for every client.
When you work with Monaco CPA, you get an ally who is all in for your success—whether that means a lower tax bill, more organized books, or simply peace of mind that an expert has it handled.
Ready to get started? I'd love to get to know you and see how I can help. Schedule a free consultation—we'll chat about your needs, no strings attached.
Connect With Me
Monaco CPA Livingston, NJ 07039 Phone: (862) 320-9554 Email: Greg@MonacoCPA.cpa
Serving clients throughout New Jersey, New York, and nationwide via secure virtual platforms.
Licensed in New Jersey | Member AICPA & NJCPA