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Free Resources

Tax Calculators & Tools

Free calculators for NJ business owners and self-employed individuals. No signup, no email required. Built by a NJ-licensed CPA.

Featured

The American Tax Atlas

Explore tax data for every ZIP code in America. Compare states, calculate relocation savings, check audit risk, and find the best entity structure. 7 interactive tools powered by IRS data covering 27,588 ZIP codes.

Explore the Tax Atlas
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LLC vs. S-Corp Calculator

Full side-by-side comparison of LLC vs. S-Corp taxes including federal income tax, NJ GIT, SE/payroll tax, QBI deduction, BAIT election savings.

Compare LLC vs. S-Corp
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NJ Exit Tax Calculator

Calculate your NJ exit tax withholding, actual tax owed, estimated refund, and net proceeds at closing.

Calculate Exit Tax
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W-2 vs. 1099 Cost Calculator

See the true cost of a W-2 employee vs. 1099 contractor including all NJ payroll taxes (SUI, SDI, FLI), benefits, workers comp.

Compare W-2 vs. 1099

S-Corp Savings Calculator

Quick S-Corp savings estimate. Compares sole prop SE taxes vs. S-Corp payroll taxes with NJ compliance costs. For a deeper analysis, use the LLC vs.

Calculate S-Corp Savings

SE Tax Calculator

Estimate your 2026 federal self-employment tax (Social Security + Medicare) and NJ Gross Income Tax based on your net self-employment income.

Calculate SE Tax

Estimated Tax Calculator

Calculate your 2026 federal and NJ quarterly estimated tax payments. Includes the safe harbor rule so you know the minimum to pay to avoid penalties.

Calculate Quarterly Taxes

Crypto Tax Estimator

Estimate your crypto tax liability across federal and NJ, including capital gains rates by holding period and the Additional Medicare Tax on high earners.

Estimate Crypto Taxes
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DeFi Protocol Tax Map

The first protocol-level crypto tax treatment database. 175+ protocols, every transaction type analyzed with IRS citations, confidence levels, and Greg's recommended approach.

Explore the Tax Map
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Books ER — Bookkeeping Diagnostic

CPA-grade bookkeeping diagnostic tool suite. 7 tools: diagnostic wizard, tax deadline calendar, IRS notice decoder, self-audit walkthrough, chart of accounts templates, document checklist, and fix-or-hire guide. No uploads, no login.

Diagnose Your Books

Estimates Are a Starting Point

These calculators give you a directional number, not a tax return. Every calculation involves assumptions about income, deductions, credits, and state-specific rules that vary by situation. Use these tools to understand what you might owe and whether a planning strategy like S-Corp election makes sense to explore further.

When you are ready to work with the actual numbers, Monaco CPA provides personalized tax planning and preparation.

Start Your Tax Return

Questions? Ask SAM

AI Tax & Accounting Assistant - powered by Monaco CPA

What Clients Say About Gregory Monaco, CPA LLC

"If you need a CPA or accountant in Livingston or Essex County, I highly recommend Greg at Monaco CPA. He always gets back to me the same day, handles everything himself, and offers flexible virtual meetings. Greg managed our personal taxes with great attention to detail and identified deductions we had previously overlooked."

- Tom M., Business Tax Client, Essex County NJ · 5 stars

"I've been working with Greg Monaco, CPA for a few years now, and he's honestly saved me real money with both personal tax help and crypto tax stuff. He answers quickly, breaks things down in a way that's easy to understand, and you can tell he actually cares about doing right by you."

- Dylan P., Individual & Crypto Tax Client · 5 stars

"Extremely professional, thorough, and organized from start to finish. He takes the time to explain everything clearly and make sure nothing gets overlooked. Communication is always timely, and the whole process feels effortless on my end. Truly a 5-star business."

- Ryan D., Individual Tax Client, New Jersey · 5 stars

"Greg was very professional in helping me with my taxes. He broke it down and explained all the details. He was very easy to communicate with. His tax planning and strategies helped me save money."