Comparison Article Index
7 comparison articles are currently published.
16 min read
Educational comparison of DIY and professional bookkeeping time, controls, records, and written scope. No missed deduction, extra fee, or cost advantage is presumed.
Read article22 min read
Compare DIY and professional tax preparation using the return's complexity, NJ nonconformity, time, records, software fees, professional fees, and the taxpayer's risk tolerance; no option is universally cheaper or more accurate.
Read article16 min read
Educational comparison of fact-specific in-house employment costs and written outsourced-bookkeeping scopes. Use current wage data, assigned payroll-tax rates, insurance and benefit quotes, and provider proposals; no cost reduction or staffing recommendation is promised.
Read article30 min read
The OBBBA raised the SALT cap to $40,000 for 2025 and $40,400 for 2026 (half for married filing separately), phased down above $505,000 of 2026 MAGI ($252,500 MFS) to a $10,000 floor ($5,000 MFS), with 1% annual increases through 2029 and a return to $10,000 ($5,000 MFS) for 2030. The NJ BAIT election operates at the entity level outside the personal SALT itemized-deduction cap; compare the complete entity and owner returns under the actual facts.
Read article14 min read
Educational comparison of virtual and office-based delivery, licensing, security controls, and written scope. No fee, security, response-time, or service-quality advantage is promised.
Read article20 min read
New Jersey's ABC test is stricter than the federal standard. Misclassification can trigger up to $250 per worker for a first violation, $1,000 for subsequent violations, up to 5% of 12-month gross earnings, and other liabilities.
Read article29 min read
A three-way comparison of sole proprietorship, LLC, and S-Corp structures for NJ business owners, with exact payroll-tax mechanics at four profit levels and the factors a full model still must include.
Read articleFor other topics, browse the full article library or the tools and official-source links on the resources page.
I read each inquiry myself and do my best to reply within a week. Sending the form creates no engagement. I do not promise an outcome. Any scope, price, availability, and timing are agreed in writing before work starts.