By Gregory Monaco, CPA, MBA · NJ License #20CC04711400

Trump Accounts (Section 530A) CPA Guide

The One Big Beautiful Bill Act created a new tax-advantaged savings account for children under 18. Contributions begin July 4, 2026. Here is everything NJ families need to know about Section 530A rules, the Growth Period, employer contributions, NJ tax impact, and how Trump Accounts compare to 529 plans. Handled personally by Greg Monaco, CPA.

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Quick Answer

Trump Accounts (IRC Section 530A) were created by the OBBBA (P.L. 119-21), signed July 4, 2025. Contributions begin July 4, 2026. Annual limit: $5,000 per beneficiary, indexed for inflation starting 2028.
During the Growth Period (account opening through Dec 31 of the year the child turns 17), NO distributions are permitted. No exceptions, no hardship withdrawals, no early access.
At age 18, the Trump Account converts to a Traditional IRA under IRC Section 408. Control transfers irrevocably to the beneficiary. Standard IRA distribution rules and exceptions apply.
Employer Section 128 contributions up to $2,500/year are excludable from federal gross income. NJ likely does NOT conform, so these may be NJ-taxable. NJ also provides no state deduction for individual contributions.
Trump Accounts are assessed as STUDENT assets on FAFSA at a 20% rate. Parent-owned 529 plans are assessed at only 5.64%. For families relying on need-based aid, this difference is significant.

What Is a Trump Account?

A Trump Account is a tax-advantaged savings account for children under age 18, established under IRC Section 530A by the One Big Beautiful Bill Act (OBBBA, P.L. 119-21), signed into law on July 4, 2025. It is not a 529 plan, not a Coverdell ESA, and not a custodial brokerage account. It is an entirely new vehicle with its own set of rules.

The core concept is straightforward: money goes in during childhood, grows tax-deferred in U.S. equity index funds for up to 17 years, and converts to a Traditional IRA when the child turns 18. During the Growth Period, the account is completely locked. No distributions, no exceptions, no early access.

I have been studying the OBBBA since it was signed. Below, I break down the contribution rules, the Growth Period, employer benefits, NJ-specific tax issues, FAFSA impact, and how Trump Accounts compare to 529 plans. This guide is written for NJ families, but the federal rules apply nationwide.

Key Statutory Framework

Provision	IRC Section	What It Does
Trump Account rules	Section 530A	Establishes the account, Growth Period, contribution limits, and investment restrictions
Employer contributions	Section 128	Up to $2,500/year excludable from employee gross income; counts toward $5K cap
Government pilot deposit	Section 6434	$1,000 seed for children born 2025–2028; no basis to beneficiary
IRA conversion at 18	Section 408	Traditional IRA rules govern distributions, Roth conversions, and exceptions after age 18

Contribution Rules: Five Lanes, One Cap

Section 530A establishes five distinct contribution sources that all share a single $5,000 annual cap per beneficiary. Understanding which lane each contribution falls into is critical for basis tracking, because each lane has different tax treatment on distribution.

Lane	Source	Tax Basis	Annual Limit
1. Individual	After-tax contributions by family	Yes — not taxed again on withdrawal	Up to $5,000 (shared cap)
2. Employer (Section 128)	Pre-tax employer contributions	No — fully taxable on distribution	Up to $2,500 (within shared cap)
3. Government Pilot (Section 6434)	$1,000 seed for births 2025–2028	No — fully taxable on distribution	One-time $1,000
4. Qualified General	Contributions from charities or states	Depends on source characterization	Within shared $5,000 cap
5. Qualified Rollovers	Rollovers from other accounts	Carries over from source account	Within shared $5,000 cap

Why basis tracking matters: When the beneficiary eventually takes distributions from the converted IRA, individual after-tax contributions are returned tax-free (they already had basis). But employer Section 128 contributions and Section 6434 pilot deposits carry zero basis and are fully taxable as ordinary income. I track every contribution by lane from day one so there are no surprises at distribution time.

The Growth Period: Complete Lockup

The Growth Period is the defining feature of Trump Accounts and the one that catches most families off guard. From the date the account is opened until December 31 of the year the child turns 17, the account is completely locked. No distributions are permitted under any circumstances.

What the Growth Period Means in Practice

No hardship withdrawals: Unlike a 401(k) or even a Coverdell ESA, there is no provision for accessing Trump Account funds before the Growth Period ends. Medical emergencies, education costs, and disability do not qualify as exceptions during this period.
No loans: You cannot borrow against a Trump Account balance during the Growth Period.
No beneficiary changes: The beneficiary designation during the Growth Period is governed by Section 530A and cannot be changed to redirect funds to a sibling or other family member the way a 529 plan can.
Investment restrictions: Only unleveraged U.S. equity index funds and ETFs with fees capped at 0.10% (10 basis points). No individual stocks, no bonds, no international funds, no alternatives.

Growth Period Timeline Example

Event	Date	What Happens
Child born	August 2026	Eligible for Trump Account once SSN is obtained
Account opened	October 2026	Growth Period begins; first contribution made
Growth Period ends	December 31, 2043	Child turns 17 in 2043; Growth Period ends Dec 31 of that year
IRA conversion	2044 (age 18)	Account converts to Traditional IRA; control transfers to beneficiary

Employer Section 128 Contributions

Section 128 of the IRC allows employers to contribute up to $2,500 per year to an employee's child's Trump Account. These contributions are excludable from the employee's federal gross income, making them a pre-tax benefit similar in concept to employer 401(k) matching.

For employees, the math is compelling. At a 24% marginal federal rate plus 7.65% FICA, a $2,500 employer contribution is worth approximately $791 in tax savings compared to making the same contribution with after-tax dollars. Over 17 years, that is over $13,000 in cumulative tax savings on the contributions alone, before accounting for tax-deferred growth.

NJ Non-Conformity Warning

NJ Gross Income Tax non-conformity: NJ does not automatically conform to new federal income exclusions. Employer Section 128 contributions that are excludable from federal gross income will likely be subject to NJ GIT until the state issues affirmative guidance or passes conforming legislation. This means NJ employees may owe state tax on employer Trump Account contributions even though they owe no federal tax on them. I track this non-conformity issue and adjust NJ estimated payments accordingly.

For Business Owners

If you own a business and want to offer Section 128 contributions as an employee benefit, I can help you set up the program. This includes plan documentation, payroll integration, and compliance with the $2,500 per-employee limit. Employer contributions are deductible as a business expense, similar to other employee benefit costs.

Growth Scenarios: $1K, $3K, and $5K Per Year

These projections assume 17 years of contributions at a 7% average annual return (approximate historical U.S. equity index return) with contributions made at the start of each year. All figures are pre-tax. NJ tax impact is estimated for a single filer at age 18 with no other income.

Scenario 1: $1,000/Year (Modest Saver)

~$690K tax-free

Annual contribution: $1,000

Total contributions over 17 years: $17,000

Projected balance at age 18 (7% return): ~$30,840

After-tax at 18 (12% bracket): ~$28,900

Roth conversion cost: ~$1,900

Lifetime Roth growth to age 65 at 7%: ~$690,000 tax-free

Even modest contributions generate meaningful growth over 17 years. A Roth conversion at age 18 with little other income places the entire non-basis portion in the lowest federal brackets, unlocking decades of tax-free compounding.

Scenario 2: $3,000/Year (Mid-Range Family)

~$1.76M tax-free

Annual contribution: $3,000 ($2,500 employer Section 128 + $500 individual)

Total contributions over 17 years: $51,000

Projected balance at age 18 (7% return): ~$92,521

After-tax at 18: ~$86,700

Roth conversion at 22% bracket: ~$12,800 tax

Lifetime Roth growth to age 65 at 7%: ~$1.76 million tax-free

Full Distribution at 18

Taxable portion: ~$84,021

Federal tax (10-12% bracket): ~$9,100

NJ GIT: ~$2,100

10% early withdrawal penalty: ~$8,402

Net after tax: ~$72,919

Roth Conversion at 18

Convert $92,521 to Roth IRA

Federal tax on conversion: ~$12,800

NJ GIT on conversion: ~$2,100

No 10% penalty on conversion

Tax-free growth from age 18+

Note: Only $8,500 of the $51,000 in contributions has basis because $42,500 came from employer Section 128 (pre-tax, no basis). The Roth conversion strategy is significantly more tax-efficient than a lump-sum withdrawal.

Scenario 3: $5,000/Year + $1,000 Seed (Maximum)

~$2.87M tax-free

Annual contribution: $5,000 ($2,500 individual + $2,500 employer Section 128) + $1,000 Section 6434 seed

Total contributions over 17 years: $86,000

Projected balance at age 18 (7% return): ~$157,359

After-tax at 18: ~$146,500

Roth conversion at 22% bracket: ~$23,800 tax

Lifetime Roth growth to age 65 at 7%: ~$2.87 million tax-free

Roth Conversion at 18

Taxable portion: ~$114,859

Federal tax: ~$17,900 (split across brackets)

NJ GIT: ~$5,900

Net Roth balance: ~$133,559

Tax-free growth for 47+ years until retirement

FAFSA Impact

$157,359 assessed as student asset

20% assessment rate

Aid reduction: ~$31,472

Compare: 529 = $8,875 reduction

$22,597 more aid-eligible in a 529 plan

At maximum contributions with the $1,000 government seed, the FAFSA disadvantage is most pronounced. For families expecting need-based aid, splitting savings between a 529 plan (education) and a Trump Account (long-term wealth) is typically the optimal approach.

Trump Account vs. 529 Plan: Side-by-Side

These are complementary vehicles, not substitutes. The right answer for most families is to fund both. Here is how they compare on every dimension that matters.

Feature	Trump Account (530A)	529 Plan
Annual limit	$5,000 (indexed 2028+)	No federal limit; state lifetime caps ~$300K–$550K
Tax on contributions	After-tax (individual); pre-tax (employer Sec 128)	After-tax; some states offer deductions (not NJ)
Growth	Tax-deferred	Tax-free (if used for education)
Qualified distributions	Standard IRA rules after age 18	Tax-free for education at any age
Early access	None during Growth Period	Anytime (10% penalty + tax on non-qualified)
Investment options	U.S. equity index only; 0.10% fee cap	Plan-dependent; stocks, bonds, age-based
FAFSA treatment	Student asset (20% rate)	Parent asset (5.64% rate)
Beneficiary change	Not permitted during Growth Period	Can change to family member anytime
Roth IRA rollover	Roth conversion after age 18	Up to $35K lifetime rollover to Roth (SECURE 2.0)
Best for	Long-term wealth building from birth	College and education savings

For a detailed comparison including worked examples, see my upcoming Trump Account vs. 529 Plan Comparison guide.

New Jersey Tax Issues for Trump Accounts

NJ's treatment of Trump Accounts involves several non-conformity issues that NJ families must understand. NJ has historically been slow to conform to new federal savings vehicles, and Trump Accounts are no exception.

NJ Non-Conformity Issues

No state deduction for contributions: NJ does not provide a Gross Income Tax deduction for individual Trump Account contributions. Your contributions are made with fully-taxed NJ dollars.
Section 128 employer contributions likely NJ-taxable: Employer contributions that are excludable from federal gross income under Section 128 will likely face NJ GIT. NJ does not automatically conform to new federal exclusions. Until NJ issues guidance, I recommend treating these as NJ-taxable income for estimated payment purposes.
Section 6434 pilot deposit classification: NJ will need to issue specific guidance on how the $1,000 government pilot contribution is classified for basis tracking purposes. The federal treatment (no basis) may or may not align with NJ's approach.
Distribution taxation: NJ historically tracks "previously taxed contributions" as basis for IRA distributions. Individual after-tax contributions (Lane 1) should constitute NJ basis. Distributions in adulthood will likely be subject to NJ GIT on earnings exceeding original non-deductible contributions.

Basis Tracking Is Essential from Day One

Because each contribution lane has different basis treatment for both federal and NJ purposes, meticulous records are required from the first contribution. I maintain a lane-by-lane contribution log for every Trump Account client, tracking the date, amount, source, and basis status of each contribution. When distributions eventually begin decades later, this documentation prevents overpayment of both federal and NJ taxes.

The 8 Most Common Trump Account Mistakes

Trump Accounts are brand new. Mistakes made at setup and during the Growth Period can have consequences that last decades. Every one of these errors is preventable.

Contributing before July 4, 2026

Potential cost: 6% excise tax on excess contributions per year

Contributions to Trump Accounts cannot begin until July 4, 2026. Any funds deposited before that date are treated as excess contributions under IRC Section 4973, subject to a 6% excise tax per year until corrected. Do not set up automatic contributions until the effective date is confirmed by the IRS.

Assuming 529 plans are obsolete

Potential cost: $129K+ in lost tax-free education benefits vs taxable Trump distributions

Trump Accounts and 529 plans serve different purposes. A 529 plan provides tax-free growth and tax-free withdrawals for qualified education expenses at any age. A Trump Account locks funds until age 18 and converts to a Traditional IRA, not an education-specific vehicle. For families prioritizing college savings, the 529 plan remains superior. The ideal strategy for most families is to fund both: a 529 for education and a Trump Account for long-term wealth building.

Expecting Growth Period withdrawals

Potential cost: No exceptions, no hardship provisions for up to 17 years

During the Growth Period (account opening through December 31 of the year the child turns 17), no distributions are permitted under any circumstances. There are no hardship exceptions, no medical emergency provisions, and no early withdrawal options. This is the most restrictive feature of Trump Accounts. If you need flexible access to funds for a minor's expenses, a 529 plan or custodial brokerage account provides that flexibility.

Ignoring FAFSA impact

Potential cost: 20% student assessment vs 5.64% parent-owned 529

Trump Accounts are classified as student assets on the FAFSA, assessed at a 20% rate. A $100,000 Trump Account balance at age 18 reduces financial aid eligibility by $20,000. By contrast, a parent-owned 529 plan is assessed at only 5.64%, reducing aid by $5,640 on the same balance. For families expecting to qualify for need-based aid, this difference is substantial. Consider the FAFSA impact before maximizing Trump Account contributions over 529 plan contributions.

Assuming NJ state deduction exists

Potential cost: NJ provides zero deduction for Trump Account contributions

New Jersey does not provide a state income tax deduction for Trump Account contributions. NJ has historically not conformed to new federal savings vehicles without affirmative state legislation. Additionally, employer Section 128 contributions that are excludable from federal gross income will likely face NJ Gross Income Tax due to non-conformity. Do not factor a NJ deduction into your contribution planning.

Missing employer Section 128 benefit

Potential cost: $2,500/yr pre-tax = $550 to $925/yr in federal savings

Under Section 128, employers can contribute up to $2,500 per year to an employee's child's Trump Account. These contributions are excludable from the employee's federal gross income. If your employer offers this benefit and you do not enroll, you are leaving up to $2,500 in tax-free money on the table annually. At a 22% to 37% marginal federal rate, that is $550 to $925 per year in lost tax savings. Ask your HR department whether they plan to offer Section 128 contributions.

Exceeding $5,000 annual cap

Potential cost: 6% excise tax under Section 4973 on excess contributions

The $5,000 annual limit applies across all five contribution sources combined: individual, employer Section 128, Section 6434 pilot, qualified general contributions, and qualified rollovers. If you contribute $3,000 individually and your employer contributes $2,500 under Section 128, the total is $5,500, creating a $500 excess subject to a 6% annual excise tax until corrected. Track all contribution sources carefully throughout the year.

Wrong Authorized Individual opening the account

Potential cost: Account invalidity risk — strict priority order

Section 530A establishes a strict priority order for the Authorized Individual: legal guardian, then parent, then adult sibling, then grandparent. If a grandparent opens the account when both parents are available and willing, the account may not be properly established. The Authorized Individual designation matters because control is irrevocable until the child turns 18. Verify the correct priority before filing IRS Form 4547.

What I Do Differently

Lane-by-lane basis tracking across all 5 contribution sources: I maintain a detailed contribution log for every Trump Account, tracking each contribution by date, amount, source lane, and basis status. When your child takes distributions 18+ years from now, this documentation ensures they pay tax only on the portions that are actually taxable.
NJ non-conformity expertise for Section 128 employer contributions: I track NJ's evolving position on Section 128 employer contributions, Section 6434 pilot deposits, and distribution basis. NJ families face state-specific traps that national advisors miss entirely.
Integrated 529 + 530A planning for maximum tax efficiency: I do not view Trump Accounts in isolation. I model the FAFSA impact, compare tax-free education growth (529) against tax-deferred wealth building (530A), and allocate contributions across both vehicles to maximize your family's total after-tax outcome.
Roth conversion strategy modeling at age 18: The year a child turns 18 presents a unique tax planning window. With little or no other income, converting the Trump Account IRA to a Roth can place the entire taxable portion in the lowest federal brackets. I model this conversion in advance and prepare the beneficiary's return to execute it optimally.
One CPA handles federal, NJ, and financial aid analysis: Greg Monaco personally handles every consultation, every setup, and every tax return. You never speak with a receptionist or get handed off to junior staff. When it comes to a brand-new tax vehicle with evolving rules, direct access to your CPA matters.

Trump Account Services

Every service is handled personally by Greg Monaco, CPA, MBA. No junior staff, no outsourcing, no AI-generated returns.

Trump Account Setup

I walk you through IRS Form 4547, verify Authorized Individual eligibility, confirm beneficiary SSN requirements, and ensure the account is properly established before contributions begin on July 4, 2026.

529 vs. 530A Planning

Side-by-side analysis of 529 plans and Trump Accounts for your family's specific situation. I model FAFSA impact, tax efficiency, distribution flexibility, and long-term growth to determine the optimal allocation between both vehicles.

Employer Section 128 Setup

For business owners and HR departments: I help you establish a Section 128 employer contribution program for Trump Accounts. This includes plan documentation, payroll integration, and ensuring compliance with the $2,500 per-employee annual limit.

Minor Tax Filing

When distributions begin after age 18, I prepare the beneficiary's federal and NJ tax returns. I track basis across all five contribution lanes, apply proper exclusions for after-tax contributions, and identify optimal distribution timing.

NJ Tax Planning

NJ-specific guidance on Trump Account contributions and distributions. I track NJ non-conformity issues with Section 128 employer contributions, maintain basis records for previously taxed contributions, and optimize NJ GIT outcomes.

Multi-Generation Wealth

Comprehensive planning that integrates Trump Accounts with 529 plans, custodial accounts, Roth IRAs, and estate planning. I build a coordinated strategy that maximizes tax-advantaged growth across your entire family.

Frequently Asked Questions

When can I open a Trump Account?

Contributions to Trump Accounts begin July 4, 2026. The accounts were created by the One Big Beautiful Bill Act (OBBBA, P.L. 119-21), signed into law on July 4, 2025. You can open an account via IRS Form 4547 or through trumpaccounts.gov starting on the contribution effective date.

How much can I contribute to a Trump Account each year?

The annual contribution limit is $5,000 per beneficiary. This cap applies across all contribution sources combined: your individual after-tax contributions, employer Section 128 contributions (up to $2,500), Section 6434 pilot program funds, qualified general contributions from charities or states, and qualified rollovers. The $5,000 limit will be indexed for inflation starting in 2028.

Who qualifies as a beneficiary for a Trump Account?

The beneficiary must be under age 18 and must have a valid Social Security Number (SSN). There is no income limit or phase-out for the contributing family. Any child meeting these two requirements is eligible regardless of household income.

Who is the Authorized Individual on a Trump Account?

The Authorized Individual is the person who controls the account during the Growth Period. The priority order established by Section 530A is: legal guardian, then parent, then adult sibling, then grandparent. Control transfers irrevocably from the Authorized Individual to the beneficiary when the child turns 18.

What is the Growth Period and why does it matter?

The Growth Period runs from the date the account is opened until December 31 of the year the child turns 17. During this entire period, no distributions are permitted. There are no exceptions, no hardship withdrawals, and no early access provisions. This is the single most restrictive feature of Trump Accounts compared to 529 plans.

Can I take money out of a Trump Account before the child turns 18?

No. During the Growth Period, distributions are completely prohibited. There are no exceptions for medical emergencies, education expenses, disability, or any other circumstance. This is by statutory design under Section 530A. If you need flexible access to funds for a minor, a 529 plan or custodial brokerage account may be more appropriate.

What happens to a Trump Account when the child turns 18?

At age 18, the Trump Account converts to a Traditional IRA governed by IRC Section 408. Control transfers irrevocably from the Authorized Individual to the now-adult beneficiary. The 18-year-old gains full control over investment decisions and distributions. Standard IRA rules apply from that point forward, including required minimum distributions at the applicable age.

What can a Trump Account invest in?

Trump Accounts are limited to unleveraged U.S. equity index funds and ETFs. No individual stocks, no bonds, no international funds, no leveraged or inverse products, and no alternative investments. Management fees are capped at 0.10% (10 basis points). This is intentionally restrictive to keep costs low and ensure broad market exposure during the Growth Period.

What is the $1,000 government seed contribution?

Under Section 6434, children born between 2025 and 2028 are eligible for a $1,000 government pilot program deposit into their Trump Account. This seed contribution has no tax basis to the beneficiary, meaning it will be fully taxable as ordinary income when eventually distributed from the converted IRA. The pilot program is temporary and applies only to births in those four calendar years.

Can my employer contribute to my child's Trump Account?

Yes. Under Section 128 of the IRC, employers can contribute up to $2,500 per year to an employee's child's Trump Account. These employer contributions are excludable from the employee's gross income for federal purposes and count toward the $5,000 annual cap. This is a pre-tax benefit similar in concept to employer 401(k) matching, though structurally different.

Does New Jersey give a state tax deduction for Trump Account contributions?

No. As of current NJ guidance, New Jersey does not provide a state income tax deduction for Trump Account contributions. NJ historically does not conform to new federal savings vehicles without affirmative legislation. Additionally, employer Section 128 contributions that are excludable federally will likely be subject to NJ Gross Income Tax due to NJ's non-conformity with this new exclusion.

How are Trump Account distributions taxed?

After conversion to a Traditional IRA at age 18, distributions follow standard IRA rules. Non-qualified withdrawals are subject to ordinary income tax plus a 10% early withdrawal penalty on earnings and pre-tax portions. Standard IRA exceptions apply: qualified education expenses, first-time home purchase up to $10,000, unreimbursed medical expenses, disability, and others under IRC Section 72(t). Your individual after-tax contributions maintain their tax basis and are not taxed again upon withdrawal.

Can the beneficiary do a Roth conversion after turning 18?

Yes. Once the Trump Account converts to a Traditional IRA at age 18, the beneficiary can convert some or all of the balance to a Roth IRA. The converted amount is included in gross income for the year of conversion. For an 18-year-old with little or no other income, this can be an extremely tax-efficient strategy since the conversion may fall entirely within the 10% or 12% federal bracket.

How does a Trump Account affect FAFSA?

Trump Accounts are assessed as a student asset on the FAFSA, not a parent asset. Student assets are assessed at a 20% rate, meaning $10,000 in a Trump Account reduces financial aid eligibility by $2,000. By comparison, parent-owned 529 plans are assessed at only 5.64%. This is a significant disadvantage for families relying on need-based financial aid. Consider the FAFSA impact before funding a Trump Account over a 529 plan.

What are the five contribution lanes for Trump Accounts?

Section 530A establishes five distinct contribution sources: (1) Individual after-tax contributions, which maintain tax basis; (2) Employer Section 128 contributions, which are pre-tax with no basis to the employee; (3) Section 6434 government pilot deposits ($1,000 for children born 2025-2028), which carry no basis; (4) Qualified general contributions from charities, states, or other qualified organizations; and (5) Qualified rollovers from other accounts. All five lanes share the $5,000 annual cap.

Should I choose a Trump Account or a 529 plan for college savings?

They serve different purposes. A 529 plan offers tax-free growth and tax-free withdrawals for qualified education expenses, with no age restrictions on contributions or distributions. A Trump Account offers long-term equity growth but locks funds until age 18 and converts to a Traditional IRA, not an education-specific vehicle. For college savings specifically, a 529 plan is generally superior. For building long-term retirement wealth starting at birth, a Trump Account has unique advantages. Many families will benefit from funding both.

How does NJ track basis on Trump Account distributions?

NJ will need to issue specific guidance on basis tracking for Trump Account distributions. Historically, NJ tracks 'previously taxed contributions' as basis for IRA distributions on Schedule NJ-1040, Line 20a/20b. Your individual after-tax contributions will likely constitute NJ basis since they were made with after-tax dollars. However, employer Section 128 contributions (which may be NJ-taxable due to non-conformity) and Section 6434 pilot deposits will require separate tracking. I recommend maintaining detailed records of every contribution by source from day one.

What happens if I contribute more than $5,000 in a year?

Excess contributions to a Trump Account are subject to a 6% excise tax per year until corrected, similar to excess IRA contributions under IRC Section 4973. The excess must be withdrawn along with any earnings attributable to it. Careful tracking across all five contribution lanes is essential, especially when both individual and employer contributions are being made to the same account.

Ready to Set Up a Trump Account?

I handle the entire process — account election paperwork, basis tracking, NJ compliance, and Roth conversion planning.

Start Your Tax Return Call (862) 320-9554

IRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the IRS, I inform you that any U.S. federal tax advice contained herein is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

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