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Greg Monaco, CPA, MBA · NJ License #20CC04711400 · Last updated April 2026
1099-NEC reconciliation, privacy-first LLC and DBA structuring, S-Corp election when the math works, and full Schedule C deduction strategy. Handled personally by Greg Monaco, CPA. AICPA professional confidentiality. Judgment-free, every engagement.
The work is technical. The conversation is not. I handle the platform-payout reconciliation, the privacy mechanics, and the entity strategy so you can stay focused on the business.
100% Judgment-Free · Strictly Confidential
You will not have to justify, explain, or defend your platform or your content to me. Every engagement is held to the AICPA professional confidentiality standard (ET §1.700.001), which means I cannot disclose client information without your consent, period. Documents move through TaxDome — SOC 2 compliant, encrypted in transit and at rest. Where discretion is part of the planning, neutral entity names, Wyoming or New Mexico LLC structures, and W-9 Line 1 / Line 2 positioning are part of the work, not a side conversation.
If you have an existing setup that needs to be cleaned up, that is fine. The consultation call is the right place to walk through what you have and what makes sense to change.
Self-prep software handles the federal Form 1040 and a basic Schedule C. It does not handle the things that actually trip up creators: the 1099-NEC gross-vs-net reconciliation, the Paxum or Skrill 1099-K double-reporting trap, the OFM agency commission split, the NJ rules that diverge from federal (no QBI, no half-SE-tax deduction, $400 estimated-tax trigger), and the entity-and-payroll strategy that starts paying for itself somewhere between $150K and $200K of net profit.
An out-of-state CPA can prepare your return — but NJ has its own rules and the quarterly estimated-tax penalty stack is real. NJ requires estimates if you will owe more than $400, the safe harbor is 80% (vs. federal 90%), and the underpayment penalty compounds quarterly at roughly 10% annualized. A CPA licensed in NJ knows the local mechanics and the BAIT election analysis if you ever want to consider it.
Want a number first? Run the calculator. Want the full breakdown? Read the deep guide. Either way, the consultation is free.
Plug in your gross subscriber revenue. Get an estimated quarterly federal + NJ + self-employment tax in seconds. No email gate.
Run the numbersComprehensive write-up: 1099 mechanics, KYC and banking, deductions (including the Hess cosmetic-surgery analysis), S-Corp planning, the mortgage underwriting trap, NJ specifics, and FAQ.
Read the guideIRS Circular 230 Disclosure: To ensure compliance with requirements imposed by the IRS, I inform you that any U.S. federal tax advice contained herein is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
Free 30-minute consultation. No sales pitch, no judgment, no obligation. We will look at where you are, what you have, and what makes sense to do next.