Individual Tax Preparation
Personal tax preparation with a CPA who works directly with you.
Individual tax preparation is a professional CPA service covering federal and New Jersey state income tax returns. Monaco CPA prepares W-2, freelance, self-employed, and multi-state returns starting at $350. Every return includes deduction analysis, tax credit identification, e-filing, and a year-end planning review with Greg Monaco, CPA directly.
Tax season doesn't have to be stressful. At Monaco CPA, your individual tax return is handled personally by Greg Monaco, CPA - with the attention to detail your finances deserve.
Whether you're a W-2 employee, freelancer, self-employed, or managing income from multiple sources, I prepare your return with attention to detail and a focus on accuracy. I also look for deductions and credits you may be missing.
Every return includes a year-end review to discuss strategies for the year ahead - because good tax preparation starts well before April.
**Cryptocurrency tax returns:** Crypto activity requires specialized treatment. Every trade, swap, DeFi yield, staking reward, and NFT transaction is a separate taxable event. Monaco CPA handles crypto returns as part of full-service individual tax preparation. Complex crypto portfolios (Solana DeFi, multi-chain activity, high-volume trading) are handled through [MonacoCryptoTax.com](/services/crypto-tax).
**IRS audit support:** If you receive an IRS notice or correspondence alongside your return preparation, Monaco CPA can review it and coordinate a response. Audit representation for examination cases is available as a standalone service through [IRS Audit Representation](/services/irs-audit-representation).
IRS Audit Support & Representation
As a CPA authorized to practice before the IRS under Treasury Circular 230, Greg Monaco can represent you during correspondence audits, office exams, and field examinations. He responds to IRS notices and CP2000 letters, and communicates with the IRS and NJ Division of Taxation on your behalf. IRS notice support is included with all tax preparation engagements.
Freelancers & Self-Employed Individuals
If you receive 1099-NEC income, work as an independent contractor, or run a sole proprietorship, Monaco CPA prepares your Schedule C, calculates self-employment tax, identifies every eligible deduction, home office, vehicle, equipment, professional fees, and sets up quarterly estimated tax payments to help you avoid underpayment penalties.
What's Included
How It Works
Free Consultation
I discuss your tax situation, income sources, and any concerns. No obligation.
Secure Document Upload
Upload your W-2s, 1099s, and other documents through the encrypted TaxDome portal.
Preparation & Review
I prepare your return, identify deductions and credits, and schedule a review call to walk through everything.
File & Plan Ahead
Once approved, I e-file your return and I discuss strategies for the coming year.
Frequently Asked Questions
What documents do I need to provide?
Do you handle multi-state returns?
When should I start preparing for tax season?
What is your pricing for individual returns?
Can you represent me during an IRS audit?
Do you handle freelancers and self-employed individuals?
“If you need a CPA or accountant in Livingston or Essex County, I highly recommend Greg at Monaco CPA. He always gets back to me the same day, handles everything himself, and offers flexible virtual meetings. Greg managed our personal taxes with great attention to detail and identified deductions we had previously overlooked.”
Tom M.
These testimonials reflect individual client experiences and do not guarantee similar outcomes. Results vary based on each client's specific facts and circumstances. No client was compensated for providing a review. Tax savings and outcomes depend on individual tax situations and are not typical of all client experiences.
Ready to Get Started?
Start your tax return or send a message to discuss how I can help.
Use of this website does not create a CPA-client relationship.