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Quarterly Estimated Taxes NJ | Dates, Safe Harbors & Tips

  • Writer: Gregory Monaco, CPA
    Gregory Monaco, CPA
  • Dec 18, 2025
  • 1 min read

Quarterly Estimated Taxes NJ — Avoid Penalties & Surprises

If you’re self-employed or own an LLC or S-Corp, you’re required to make quarterly estimated taxes NJ payments throughout the year. Here’s how to calculate, plan, and stay penalty-free.


The 4 Key Due Dates

  • April 15 — Q1 payment

  • June 15 — Q2 payment

  • September 15 — Q3 payment

  • January 15 (next year) — Q4 payment

Mark these on your business calendar and set reminders.


How Much to Pay — Safe Harbor Rules

To avoid underpayment penalties:

  • Pay 100% of last year’s tax (110% if income > $150K), or

  • Pay 90% of this year’s actual tax

A CPA can run quarterly calculations using your Profit & Loss reports.


Tips for Easier Payments

  • Use EFTPS.gov for federal payments and NJ Treasury’s online portal for state.

  • Transfer tax funds monthly.

  • Keep separate tax savings accounts for clarity.


NJ business owner marking quarterly tax deadlines on a calendar

CPA Tip:

Regular quarterly estimated taxes NJ payments prevent big April bills — and they simplify cash flow planning.


Need Help Estimating or Scheduling Your Tax Payments?

Gregory Monaco, CPA LLC in Livingston helps NJ business owners set up quarterly payment plans, safe harbors, and tax-efficient cash flow.


Gregory Monaco, CPA | Livingston NJ (serving NJ + virtual nationwide)



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