Terms & Conditions

Legal Disclaimer

The explanations and information provided on this page are for general informational purposes only. They are not legal advice and should not be relied upon as such. Every business has unique requirements, and the Terms & Conditions (T&C) governing this website may differ based on jurisdiction and the nature of services provided.

We strongly recommend consulting a qualified attorney to help draft or review your Terms & Conditions to ensure compliance with applicable laws.

Introduction

These Terms & Conditions (“T&C”) govern your use of this website operated by Gregory Monaco, CPA LLC (“we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these T&C. If you do not agree, please discontinue use of the website.

Eligibility

By using this website, you confirm that you are at least 18 years old and legally able to enter into binding agreements.

Services and Information

This website provides information on accounting, tax, and advisory services. Information presented is for general guidance and may not reflect the most recent developments. No content on this website should be construed as professional or financial advice unless specifically stated in a formal engagement agreement.

Use of the Website

You agree not to misuse this website, including but not limited to:

Uploading or transmitting harmful code or malware.
Attempting to gain unauthorized access to systems or data.
Using this website for unlawful purposes.

Intellectual Property

All content, trademarks, and materials on this website (including but not limited to logos, graphics, and text) are the property of Gregory Monaco, CPA LLC, unless otherwise noted. You may not reproduce, distribute, or use any materials without prior written consent.

Changes to Services

We reserve the right to update, modify, or discontinue any part of the website or services at any time without notice.

Limitation of Liability

While we make efforts to maintain accurate and updated information, we do not warrant that this website will always be available, secure, or error-free. To the fullest extent permitted by law, Gregory Monaco, CPA LLC is not liable for any damages resulting from the use or inability to use this website.

Termination of Access

We reserve the right to suspend or terminate access to this website if a user violates these T&C or engages in behavior that could harm the site, other users, or the firm.

Governing Law

These T&C are governed by the laws of the State of New Jersey, without regard to conflict-of-law provisions.

SMS Program and Consent

By opting in to receive SMS messages from Gregory Monaco, CPA LLC, you consent to receive service-related messages such as appointment reminders, document requests, and updates related to your accounting and tax services.

Message Frequency

Message frequency will vary depending on your services and interactions with Gregory Monaco, CPA LLC. You may receive multiple messages during busy periods (such as tax season) and fewer during other times of the year.

Opt-Out Instructions

You may opt out of SMS messages at any time by replying STOP to any message. After opting out, you will no longer receive SMS communications from Gregory Monaco, CPA LLC. To resume, reply START. For assistance, reply HELP or contact us at Greg@MonacoCPA.CPA or (862) 320-9554.

SMS Privacy and Data Use - SMS Terms of use

Gregory Monaco CPA, LLC TEXT MESSAGING TERMS OF USE

By "Opting In" to or using a “Text Message Service” (as defined below) from Gregory Monaco CPA, LLC, you accept these Terms & Conditions. [IF APPLICABLE: THIS AGREEMENT IS SUBJECT TO BINDING ARBITRATION AND A WAIVER OF CLASS ACTION RIGHTS AS DETAILED BELOW.]

This agreement is between you and Gregory Monaco CPA, LLC or one of its affiliates. All references to "Gregory Monaco CPA, LLC," "we," "our," or "us" refer to Gregory Monaco CPA, LLC, 60 Melrose Drive, Livingston, NJ 07039.

DEFINITIONS

"Opting In," "Opt In," and "Opt-In" refer to requesting, joining, agreeing to, enrolling in, signing up for, acknowledging, responding to, or otherwise consenting to receive one or more text messages.

"Text Message Service" includes any arrangement or situation in which we send one or more messages addressed to your mobile phone number, including text messages (such as SMS, MMS, or successor protocols or technologies).

CONSENTING TO TEXT MESSAGING

By consenting to receive text messages from us, you agreed to these Text Messaging Terms and Conditions, as well as our LINK TO GENERAL T&Cs and LINK TO PRIVACY POLICY, incorporated herein by reference.

E-SIGN DISCLOSURE

By agreeing to receive text messages, you also consent to the use of an electronic record to document your agreement. You may withdraw your consent to the use of the electronic record by replying STOP.

Gregory Monaco CPA, LLC TEXT MESSAGE SERVICE PRIVACY POLICY

We respect your privacy. We only use information you provide through this service to transmit your mobile messages and respond to you. This includes, but isn't limited to, sharing information with platform providers, phone companies, and other vendors who assist us in the delivery of mobile messages. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Nonetheless, we reserve the right always to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. This Text Message Service Privacy Policy applies to your use of the Text Message Service and isn't intended to modify our general [“Privacy Policy” OR RELEVANT NAME OF PRIVACY POLICY REFERENCED IN SECTION ABOVE], incorporated by reference above, which may govern the relationship between you and us in other contexts.

COSTS OF TEXT MESSAGES

We do not charge you for the messages you send and receive via this text message service. But message and data rates may apply, so depending on your plan with your wireless or other applicable provider, you may be charged by your carrier or other applicable provider.

FREQUENCY OF TEXT MESSAGES

This Text Messaging Service is for conversational person-to-person communication between you and our employees. We may send you an initial message providing details about the service. After that, the number of text messages you receive will vary depending on how you use our services and whether you take steps to generate more text messages from us (such as by sending a HELP request).

OPTING OUT OF TEXT MESSAGES

If you no longer want to receive text messages, you may reply to any text message with STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE. As a person-to-person communication service, opt-out requests are specific to each conversation between you and one of our employees and their associated phone number. After unsubscribing, we may send you confirmation of your opt-out via text message.

For support, Greg@MonacoCPA.CPA OR +1 (862) 320-9554.